Skip links

Post-Harvest Loss Mitigation & Financial Inclusion for Smallholder Farmers

Agriculture

Got some Inquiries?

    Overview

    Smallholder farmers face a persistent cycle of low income, limited access to credit, and high post-harvest losses. Many are forced to sell produce immediately after harvest at unfavorable prices due to lack of liquidity, while local buying companies struggle to compete with better-capitalized market players.

    Averis Systems is building a digital platform that links post-harvest data, financial access, and market participation to help farmers retain value and build long-term economic resilience.

    The Challenge

    • Limited access to affordable credit for smallholders
    • High post-harvest losses due to forced early sales
    • Weak financial inclusion and credit history
    • Lack of verifiable transaction and production data

    The Averis Approach

    The Averis platform captures verifiable data on harvested quantities, storage periods, sales transactions, and payment histories. This data forms the basis of a digital credit profile for each farmer.

    By integrating blockchain technology, all transactions are recorded transparently and immutably, enabling trust between farmers, Licensed Buying Companies (LBCs), insurers, and financiers. Farmers gain access to low-interest soft loans, allowing them to store produce and sell when market conditions improve.

    Impact & Value

    • Reduced post-harvest losses
    • Improved farmer incomes and bargaining power
    • Transparent commodity traceability
    • Better risk assessment for insurers and financiers

    Who This Serves

    • Smallholder farmers
    • Licensed Buying Companies (LBCs)
    • Agricultural insurers and lenders
    • Commodity supply chain actors

    Questions? You’re covered.

    The system does not replace agronomists. Instead, it identifies risk conditions and early warning patterns that indicate a high likelihood of pest or disease outbreaks.

    Depending on crop type and environmental conditions, risk signals can be detected days or weeks before visible symptoms appear, allowing for proactive intervention.

    In some cases, yes. However, the system helps reduce unnecessary spraying by supporting targeted, timely interventions instead of blanket chemical application.

    🍪 This website uses cookies to improve your web experience.